Can you get credit cards with no deposit?

Authorized users on someone else’s account don’t need to put down a deposit. If you have an income and a good credit score, you may be approved for most credit cards with no deposit, including cash back, travel, and student credit cards. But what if your credit isn’t great? Are there other ways to get credit cards with no deposit?

What are the easiest credit-building credit cards to qualify for?

The easiest credit-building credit cards to qualify for are those that require a security deposit, which acts as your line of credit. Essentially, you are borrowing and repaying from your own money. However, some of these “secured” cards come with multiple fees that can quickly eat away at your deposit.

What if I can't find a no-deposit credit card?

If you can’t find a no-deposit credit card that works for you, an alternative could be to start with a secured card. A secured credit card like the Discover it Secured Credit Card helps you build your credit history with responsible use, but will require a security deposit that is used as collateral.